Yes, I would prefer to have access to my favorite furniture and clothes, but ime games are more fun when you have some limitations to work past. Making due with what you have. If I want to decorate with everything in the kit, that's what the DLC is for.
As for NSO, I'm not saying an online fee isn't fair for server hosted games, but most of Nintendo's online is peer to peer connections, which requires NO infrastructure on Nintendo's part. P2P is the software in your system connecting directly with the software in someone else's system--no server involvement. So in those cases Nintendo is pay gating your internet connection, which imo should be illegal. (I know it's not a Nintendo problem, it's a console problem. But in relation to Animal Crossing, it is a Nintendo problem.) And actually, unless the server game is a first party game, I don't think the servers would be bought/maintained by the console seller...

The same as outright shutting off online rather than specifically enabling P2P on 3DS and WiiU. It's ridiculous. Probably a hole Nintendo dug so long ago it's not financially feasible to dig themselves out now, but I don't have to like it.
In the case of cloud saves, imo console manufacturers should be forced to either give their customers direct access to saves so they can be backed up or moved around, or do free cloud saves. If Steam can afford it with their games library, I would bet it's not all that expensive. I'm not as well versed on mobile gaming but I BELIEVE Google and Apple do free cloud saves as well, and mobile is a SUBSTANTIALLY bigger market.
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Edit: Gonna be doing a bit of ACNH time traveling. NO idea how this happened, but my Switch was set to 2022? I turned on the game earlier and got the wrong day of the week and had to double take, then checked the date. So far the only thing that's driving me nuts is not having a slingshot yet...which I just looked up and remembered the stupidity of tabs in the damned shop........
Sigh. I will say that the flow of gameplay in ACNH is NOT as good as I remember it being. (And I remember being very annoyed with the lack of crafting from storage.) Visually though, it's honestly better than I remembered. The doll-like gleam on player character eyes in certain lighting, rain storms and cloud animations are just bliss. Really makes me look forward to the next game.